Goals for 2020

It is a new year so we have some new goals. We always overshoot on some goals because then it becomes a challenge and I love a good challenge. Things get added as the year goes because life can be unpredictable.

#1 Max out Hubby's 401K  We are allowed to put $19K in this and his company does a partial match. Looking long term here.

 #2  Add to our Roth IRA We can add $6500 to this. Again looking long term here.

 #3 Pay cash for OD's wedding  We have given her the budget that we can contribute. We have already paid for her dress, shoes and the DJ. We have money set aside already for the rest of this.

 #4 Pay cash for bridal shower  I spoke with OD's future mother in law. I am doing a small shower on Long Island. She is doing a small shower in Maryland. We are going to both. It is easier for all of our families this way.

#5 Pay cash for YD's college. This is already saved and ready to go. 

#6 Get a newer car My minivan is a 2006. Hubby's truck is a 2004. We have been saving money for a newer car for a while. This year one us will upgrade.

#7 Fix house main beam We have no clue how much this is going to cost. We will get several estimates before we choose.

#8 Pay extra on the mortgage We are hoping after the wedding, to start paying extra towards the mortgage. 

#9 Declutter and organize basement This is an ongoing battle that we have. The only storage in our house is our unfinished basement. 

#10 Build bookshelf outside YD's room There is a nook area that would be a great spot for a large bookshelf. We have bookshelves all throughout the house. This would get rid of several. 

#11 Install in ground sprinklers in the front yard. This was supposed to happened last year. My BIL got hurt and needed surgery so it got put on hold. Hubby and my BIL are doing it this spring. 

#12 Flower beds in front yard We did the siding and front porch last year. This year is the flower beds. I want to do lots of edible plants.

#13 Solar on the shed Hubby would like a solar panel put on the shed. There is no electricity out there. This would allow him to have some. We would do this ourselves. 

#14 Lose 40 pounds I am putting it out there. I would like to lose some weight before the wedding. I would be happy with 25 but I should lose 40. I do better when things are written so I'm writing it. 

#15 Hubby's 50th Birthday Hubby will be 50 in February 2021. I need to figure out what we want to do and start saving for it. 

Did you make an goals for 2020? What are they? 


  1. WOW. Those are some good goals. Hope you meet them. Best of luck.

  2. #8 is one of my goals as well. And I also plan to max out Roth IRA.
    Good luck with your goals! 😊

  3. Those are good goals, Marybeth. I hope you achieve every one of them. The solar light to give your dh light in his shed is a great idea. They are coming down in price too, which is a good thing. :)

    1. Right now he uses a battery operated lantern from our camping equipment. It would be 2 small units so less then $100 total. We have similar units on the outside of our fence. They work great.


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