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Goals for 2020: January Progress

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January is already over. That went really fast. We did get a lot done. I think with it being cold and our goals on our minds that we do more earlier in the year.  #1  Max out Hubby's 401K   We are allowed to put $19K in this and his company does a partial match. Looking long term here. We are currently putting 15% into Hubby's 401K. His job does a match too.   #2   Add to our Roth IRA  We can add $6500 to this. Again looking long term here. We will do this before the year is up.  #3  Pay cash for OD's wedding   We have given her the budget that we can contribute. We have already paid for her dress, shoes and the DJ. We have money set aside already for the rest of this. We booked the AirBNB and paid for half of it. It was a better option then several hotel rooms. We put a deposit down for the hair and makeup. YD has her dress and shoes. Everything is coming along.  #4  Pay cash for bridal shower   I spoke...

Happy New Year 2020

I hope everyone is having a wonderful New Year. Sorry for the long blog silence. All is well here, we have just been busy. Something had to give so I stopping blogging for a little while. Now that the holidays are over, I have more time. Hopefully I will be able to write more often.  2020 has lots of exciting things ahead. The biggest one being Oldest Daughter's wedding this summer. The venue is booked, the DJ and photographer are booked. The wedding dress is ordered and the first fitting is at the end of the month. YD already got her bridesmaid dress. We just found shoes so now we can take her for her fitting. I have looked at a few dresses but haven't found the one yet. Save the dates went out. My next project is planning the bridal shower. I am doing one in NY and OD's future MIL is doing one in Maryland. We think it will be easier that way.  Hubby and I made our budget for the year. We did great in 2019. We are paying for part of the wedding, for the bridal shower, ...

My Frugal List: Week of September 24, 2018

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My oldest daughter and her boyfriend came home for a long weekend. They arrived Thursday afternoon and we were busy until they left on Sunday. OD was in the wedding of one of her best friends. They have been friends since they were 6 years old. Hubby and I were also invited to the wedding. It was a beautiful wedding and I can admit I cried. They decorated everything with sunflowers. I even got to bring some home.  It was by the water and it was a perfect day. The ceremony was outside. It was 70 and sunny. We couldn't of had a better day for it.  Unfortunately, I started to get sick on Wednesday. I have a bad cold and sore throat which now has a cough added.  Several people at work have been sick and I was doing everything I could to avoid it but that didn't happen. Also, we had a fire alarm at work go off on Tuesday and we got to spend 40 minutes outside in the rain. I'm sure that didn't help. Thankfully there wasn't a fire but there was a ton of smoke ...